Our mobile wallet solution for cross border payments enables you to:

• Issue a branded mobile wallet (virtual bank account) with an optional, Visa-backed branded debit card to your customers and employees that enables end users to send funds both domestically and internationally in real-time, eliminating the need for more expensive, more time-consuming methods.
• Create a person-to-person payment offering where end users can transfer, pay, and request money through your branded mobile web and data apps.
• Enhance customer satisfaction and reduce churn by providing a value-added service to unbanked and overcharged customers and employees.
• Generate recurring revenues every time an end-user uses your branded mobile wallet to transfer money or makes a transaction using the branded debit card.

The Valorus mobile wallet platform enables HR & Payroll teams to:

• Issue a branded mobile wallet (virtual bank account) with an optional, Visa-backed branded debit card to your employees that can be used to enable schedule payroll and payroll advances, daily payments and loans with scheduled payroll deductions.
• Turn payroll into a profit center, saving as much as $233 per employee per year.
• Reduce employee turnover by providing an enhanced employee experience including the ability to get faster access to cash to pay bills and make purchases.
• Generate recurring revenues every time an employee uses your branded mobile wallet to transfer money or makes a transaction using the branded debit card.

Our mobile wallet solution for loan origination allows businesses to:

• Issue a branded mobile wallet (virtual bank account) with an optional, Visa-backed branded debit card to customers so that you can originate and manage loans under your own brand.
• Optimize lending operations and reduce cycle times to ensure the highest return of origination investments.
• Provide customers and employees with short term financial assistance and issue microloans directly to their mobile wallets.
• Generate recurring revenues every time a customer or employee uses your branded mobile wallet to transfer money or makes a transaction using the branded debit card.

Our mobile wallet solution for merchant processing allows you to:

• Issue a branded mobile wallet (virtual bank account) that can be integrated with your PoS and used by your customers to make faster, no-fee purchases from your businesses.
• Offer your customers greater piece of mind when it comes to security concerns around sensitive credit card and address information required to purchase goods and services online or at brick-and-mortar locations.
• Generate savings of about 1.5 to 4.5 percent on each transaction made using the mobile wallet.
• Offer customers an optional, Visa-backed debit card that can generate a new recurring revenue stream when used to make purchases or other transactions with other merchants.

Our mobile wallet solution for alternative currency management allows you to:

• Issue a branded mobile wallet (virtual bank account) with an optional, Visa-backed branded debit card to your customers where they can buy and sell your alternative currency and convert funds to over 100 fiat currencies worldwide to make purchases using the mobile wallet or with an optional, Visa-backed branded debit card.
• Increase demand for your alternative currency by setting interest rates on customer accounts incentivizing larger balances.
• Set up notifications within the application that enable customers to set buy/ sell orders triggered by market price, date/ time, or any other customer variables you’d like.
• Generate new recurring revenues every time a customer uses your branded mobile wallet to transfer money or makes a transaction using the branded debit card.